Sajal Nagpal

A high income does not guarantee financial stability. Without financial literacy, even large earnings can disappear quickly. Understanding money matters more than how much you earn. Financial literacy helps you manage income, control expenses, plan taxes, and make informed decisions in changing markets. It teaches you how to save wisely, invest responsibly, and avoid common financial mistakes. Many people struggle financially not because they earn less, but because they lack clarity about...

Saving and investing are often discussed together, but they serve very different purposes. Knowing when to save and when to invest is essential for building financial stability and long-term growth. Saving is about safety. It helps you manage emergencies, short-term goals, and unexpected expenses. Before you think about investing, it’s important to build a habit of saving consistently. A strong savings base gives you confidence and financial control. Investing, on the other hand, is about...

Most people start investing before they truly understand money—and that’s where mistakes begin. Investing is not about chasing trends or copying others. It’s about understanding how money works, how markets behave, and how decisions today impact your future. At finGrow Hub, we believe that understanding comes before investing. When you understand concepts like risk, returns, time horizon, and compounding, you naturally start to decide better. You stop reacting emotionally to market movements...